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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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How Do I Insure a Car I Inherited?

At NY Twin Bridges Insurance Agency, serving the greater Albany, NY, we encounter a lot of unique situations when it comes to auto insurance. One of the more unique situations that we are asked about is insuring an inherited car. Once the owner passes away, the person who inherits the car may be unsure how to insure it or what needs to be done. Here is some information on insuring a car that was inherited. 

Insurance Coverage Ends When the Policy Owner Dies

One important thing to keep in mind is that the original car insurance policy ends the day the policy owner passes away. As such, you should never drive or move the car after this date until you obtain car insurance. Many people do not realize this and think they can keep the policy until they have time to find a new one, but this is not the case. 

Titling the Car

After the owner passes away, you will want to change the title into your name, if you have inherited the car. At the same time, you will want to obtain a new insurance policy. In order to achieve this, you will likely need to explain your situation to an insurance company, letting them know why you are trying to insure a car that is not yet titled in your name. Many will give you a limited period of time, such as 30 days, to title the car in your name after obtaining insurance. 

If you have inherited a car, you will need to insure that car, as coverage stops when the owner dies. Here at NY Twin Bridges Insurance Agency, serving the greater Albany, NY area, we can help you get the car insurance you need. Contact us today to discuss your needs. 

Hard Work Pays Off

After years of working steadily at your career, making sacrifices for the future, and supporting others along the way, it’s important for you to know that there are rewards. One of these is retirement. Another is dependable insurance that covers you when unfortunate incidents happen. Here at NY Twin Bridges Insurance Agency, our agents are ready to sit down with you and discuss your retirement insurance needs. They know Albany, NY and the surrounding communities. They can answer your questions, search the best policies available to you, and help you get your insurance squared away. That means you get to enjoy retirement with a lot less worry on your mind. What are some things to consider when looking for insurance coverage? Ask yourself some questions:

  • What is my health condition now?
  • How is my health likely to change in the future?
  • Do I want to travel extensively?
  • Do I look forward to enjoying my garden and backyard swimming pool?
  • What are my most important concerns right now?
  • What are my big dreams?
  • What plans am I making right now that could use a good insurance policy?
  • What investments into my future retirement have I made over the years?
  • Will my workplace insurance benefits follow me into retirement?
  • How do I want to change my retirement now that I’m in it?

Once you know many of these things about yourself, you’ll know what kinds of questions to ask us at NY Twin Bridges Insurance Agency. That way we’ll be able to help you find the insurance you need. We’ll be glad to make you aware of options you may not have thought of, as well. Serving the communities in Albany, NY, NY Twin Bridges Insurance Agency is here for you. Give us a call today.