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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Does a Professional Writer Need Commercial Business Insurance?

Thanks to the popularity of the Internet, more people than ever have jumped on the freelance writing bandwagon. These people have discovered that it is quite simple to work in their pajamas from home and earn a lot of money simply by typing up content on their laptops and computers. All a person needs to enter into the world of freelance writing are excellent writing skills and a strong attentiveness to detailed instructions. Also important to have as a professional freelance writer is commercial liability insurance. Let’s take a closer look at the advantages to be gained by writers in Albany, NY when they invest in a commercial liability insurance policy. 

Understanding the Importance of Insurance for Writers

When a writer invests in liability commercial insurance, this helps protect them against claims regarding copyright and trademark infringement. Additionally, it may include coverage that relates to protecting the writer against slander and defamation. In the event that a writer is providing advice to readers, an insurance policy can protect against allegations of negligence and bad advice. 

Taking Your Job Seriously

Professional writers take their jobs very seriously. Even those who aren’t famous writers spend many hours a day completing research, followed then by creating and editing content. It is pertinent that writers of all types, though, make sure to protect both their business and personal assets and commercial liability insurance can do this. Some clients that writers produce content for may even mandate that they have certain types of liability insurance. 

If you are a freelance writer, it is imperative to protect your assets with insurance. Contact the Twin Bridges Insurance Agency today serving the Albany, NY area to learn more about insurance for writers. 

Buying Your First House? Why You Need Home Insurance

Why is your mortgage lender requiring you purchase home insurance? While a policy from Twin Bridges Insurance Agency in Albany, NY does provide some protection to your bank, it serves far better to protect the largest purchase you have ever made. What does it really do? Let’s find out.

Rebuild After Disaster Strikes

First off, should the absolute worst thing happen and your house is destroyed by fire, a freak storm, or some other catastrophic accident, you won’t have to give up on the dream of owning your home. Your home insurance policy will help you rebuild the house from the bottom up.  Even if only the roof was demolished, it will pay to have a new roof put on. You can continue to enjoy your home.

Replace Property Lost Due to Theft, Fire, or Damage

It isn’t just about rebuilding. If your home is broken into or vandalized, the personal possessions portion of the policy will replace your lost valuables. If you lost the entire home, all the little things can be replaced like your wardrobe, dishes, linens, and other everyday items that make up a home.  If you had to start from scratch without insurance, consider just how much it would cost to recover.

Protect Your Growing Wealth

As the years go by you might add collections of fine art or make some shrewd trades on the exchange.  Without insurance, you could lose all of it in the blink of an eye.  With the right policy from Twin Bridges Insurance Agency in Albany, NY major accidents and incidents in your life can become little more than inconveniences when your insurance policy protects your savings accounts and investments.

In the end, when you sit down with your agent to discuss your home and commercial insurance needs, you are taking the steps to protect your future happiness and success.