One of the ways to save on auto insurance in Albany, NY is by taking advantage of different auto insurance discounts. Insurers find that drivers who have certain characteristics will have fewer accidents and claims, and they reward customers that have those characteristics, which is where discounts come from. There are different categories of discounts that can offer you different percentages off your premium. Knowing the available discounts, as well as shopping around every year for discounts, can help increase your savings. Discuss any discounts you think you are eligible for with your agent at NY Twin Bridges Insurance Agency.
Driving History Discounts: These include accident-free, safe driver, and low mileage rewards.
Customer Loyalty: These are the discounts given to customers who bundle their policy, have early renewal, or purchase multi-car policies.
Demographics: Different demographic groups such as homeowners, low-income earners, seniors, married individuals, and those with good students in the home can save money on car insurance.
Driver Training: Many times, if you take a defensive driver course or do some driving training, you can get up to 10% off premiums. These need to be approved courses and may only be for teens, seniors, or inexperienced drivers.
Equipment Related Savings: The car you drive has an effect on your car insurance rates, and if your car is equipped with certain equipment you can save. Equipment can include anti-lock brakes, an anti-theft system, new car, a green or hybrid car, or different safety features.
Payment: If you pay your bill in full or are set up for auto pay, then insurers know they are going to get their premiums and usually offer a discount. Some insurers may even offer discounts for going paperless.
Contact NY Twin Bridges Insurance Agency, serving Albany, NY, to get a quote on auto insurance.