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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Insurance add on options available for auto insurance

As a driver in the  Albany, NY area, you know that certain types of auto coverages are required by state law. What drivers often miss when purchasing an auto policy, are the various add on policy options that can provide additional coverage to drivers and their passengers. The agents at the NY Twin Bridges Insurance Agency have put together a list of essential policy options that one should consider when purchasing an auto policy. 

Collision Coverage 

Although your policy will cover damage to other peoples’ vehicles when you are at fault in an accident, it does not cover damage to your car. Collision coverage will cover the cost to repair or replace your vehicle after an accident. If you own an expensive luxury car, this is an essential add on to consider. 

Emergency roadside coverage 

Breaking down on the side of a highway at night can be scary. Emergency roadside coverage will give you the peace of mind that you will be assisted quickly.

Rental car coverage 

In the event your car is in an accident and has to go into the body shop for repair, rental car coverage will reimburse you for the cost of the rental car. 

Rideshare coverage 

If you are a driver for one of the rideshare companies, it is critical to consider this valuable coverage. The coverage provided by your company typically only covers you when you are on a trip with a customer. However, rideshare coverage will cover you in the event you are logged into the application waiting for your next pick up request. 

Pet coverage 

If you ride with your pet, often, you may want to consider pet coverage. Pet coverage will help with the vet bills in the event your pet is injured in an accident. 

If you are interested in learning more about auto insurance, reach out to an agent at the NY Twin Bridges Insurance Agency today. We proudly serve the Albany, NY area. 

5 Tips for Prepping Your Home for Summer

With summer right around the corner, now’s the time to prepare your home for the season. By planning ahead, you can get everything done in time for the summer holidays. These tips from NY Twin Bridges Insurance Agency can help you get started in prepping your Albany, NY home.

Check Your AC

Service your AC to make sure it’s in good working order for the heat of summer.  Have your technician inspect and clean out your unit and change worn out parts. By getting this done in a timely manner, you won’t be caught unprepared when the first wave of hot weather hits.  

Deep Clean the Interior of Your Home

If you’re planning to have family over for the summer holidays, take time to deep clean your home to include kitchen, bathrooms, windows, and fans. Move furniture around to reach those out of the way places and professionally clean carpets to remove deeply entrenched dirt and grime.

Paint Interior Walls

Touch up your walls with a fresh coat of paint to make your home look and feel fresh and clean. You may even want to change your color scheme to create a whole new environment. Painting will enhance your ambiance and set the mood for special occasions with your family. 

Declutter 

Declutter your home by putting winter clothes, winter sports gear, portable heaters, and other winter equipment in storage for the summer. This gives you more space to accommodate visitors and makes your home look and feel more spacious. Decluttering also reduces the risk of accidents and makes your home less of a fire hazard.

Review Home Insurance

Review your home insurance in Albany, NY to ensure you have the protection you need for the busy summer season. For quality home coverage at reasonable costs, contact NY Twin Bridges Insurance Agency today.