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Twin Bridges Insurance Agency

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Twin Bridges Insurance Agency

1881 Western Avenue, Suite 210
Albany, NY 12203

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Monthly Archives: January 2023

Auto Insurance Add-Ons to Improve Coverage in Albany, NY

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Are you looking for ways to improve your auto insurance coverage in Albany, NY? If so, consider adding additional coverage options. The right auto insurance add-ons can help provide more comprehensive protection and peace of mind.

Gap Insurance 

Gap insurance is a valuable option for those with a car loan or lease. This coverage type helps cover the difference between what you owe on the loan and the current market value of your vehicle if someone steals it or is totaled in an accident. This could save you out-of-pocket costs and ensure you don’t owe more than the car is worth. 

Rental Car Reimbursement 

When your car needs repairs, rental car reimbursement can help you pay for the cost of renting a replacement vehicle. Depending on your plan and policy limits, rental car reimbursement may also cover some or all of the fuel costs for your rental car. NY Twin Bridges Insurance Agency offers rental car reimbursement as an additional coverage option for customers in Albany, NY.

Roadside Assistance 

If you find yourself stranded on the side of the road with a flat tire or dead battery, roadside help can be a lifesaver. The add-on provides towing services, flat tire changes, fuel deliveries, jumpstarts, and other helpful services if your vehicle breaks down unexpectedly. Also, some plans offer a lockout service if you accidentally lock your keys in the car. 

Adding additional auto insurance add-ons like gap insurance, roadside assistance, and rental car reimbursement can help give Albany drivers more comprehensive protection when needed. For more information about these add-ons or any other types of auto insurance coverage available in Albany, NY, contact NY Twin Bridges Insurance Agency today!

When should you get home insurance in Albany?

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Being a property owner has been a good housing option and long-term investment for people in the Albany, NY area for a long time. If you purchase a home here, it will be vital that you properly secure and insure it. One type of coverage all property owners need to have is home insurance. You should obtain this coverage for various reasons. 

Protect Against Unexpected Events

One of the reasons to have a home insurance plan is to get protection against unexpected events. Your home is a significant asset you will want to ensure is covered and prepared for any situation. When you have insurance, you can make repairs if it is damaged due to a fire, bad storm, vandalism, or various other situations. As it can help protect the loan collateral, any mortgage lender will require you to carry this insurance. 

Reduce Liability Risks

Property owners will also want this coverage as it can help to reduce their liability risks. If you are a property owner, there is always a chance you can be held liable for accidents that occur at your home. However, this risk can be offset if you get the right insurance. A home insurance plan will include a provision for liability coverage, which will provide financial support in these cases. 

When purchasing home insurance in the Albany, NY area, it would be wise to call someone you can trust. The team with the NY Twin Bridges Insurance Agency is a great option. When you call NY Twin Bridges Insurance Agency, you can learn much about the various insurance options available. We will give you the support you need to build a proper plan.