Purchasing auto insurance has never been more simple and at NY Twin Bridges Insurance Agency we want our clients in and around Albany, NY to know all of their options to even further simplify the process and answer the common questions associated with auto insurance in 2018.
- Is Auto Insurance a New York State Requirement? Yes, drivers must carry a minimum level of insurance as set by state standards. Carrying only this minimum is to protect you and other drivers from financial distress after an accident.
- How Much Auto Insurance Should I Carry? Minimum liability is set at $25,000 for bodily injury to one person, $50,000 total for bodily injury to all people involved, and $10,000 for property damage one accident, in addition to the no-fault accident coverage of $50,000. It would be prudential to carry the voluntary higher limits for liability and personal injury protection, the minimum amount is just that, and additional protection may save the bank after an accident.
- What is an Assigned Risk Plan? This is a New York Automobile Insurance Plan that makes sure that consumers who cannot find an insurance company who will accept them, for whatever reason, will still be able to be legally insured.
- Are There any Discounts for Insurance? Yes, you may be able to receive a discount on your insurance if you take an accident prevention course, or if your car has certain safety features such as automatic seat belts, ABS, anti-theft devices, or daytime running lights. If you have a great driving record, if you are in driver training, or if you are purchasing a policy for more than one car you may qualify. Discuss these options with an agent.
Contact us at NY Twin Bridges Insurance Agency today to purchase a policy, or upgrade and renew your establish policy. We proudly serve Albany, NY and the surrounding areas.